Affirm Holdings is a financial services company that builds a proprietary technology platform for digital and mobile-first commerce. Its point-of-sale solutions allow consumers to pay for purchases in fixed amounts without deferred interest, hidden fees, or penalties. The company also offers commerce solutions that help merchants promote and sell their products, optimize their customer acquisition and marketing strategies, and drive incremental sales. In addition, its consumer-focused app allows users to manage payments, open a savings account, and access a personalized marketplace.

Affirm

Capital One Financial Corporation is a bank holding company specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia.Capital One is ranked 10th on the list of largest banks in the United States by assets. The bank has 755 branches including 30 café style locations and 2,000 ATMs. It is ranked 98th on the Fortune 500, 17th on Fortune's 100 Best Companies to Work For list, and conducts business in the United States, Canada, and the United Kingdom. The company helped pioneer the mass marketing of credit cards in the 1990s. In 2016, it was the 5th largest credit card issuer by purchase volume, after American Express, JPMorgan Chase, Bank of America, and Citigroup.With a market share of 5%, Capital One is also the 2nd largest auto finance company in the United States, following Ally Financial.In the fourth quarter of 2018, 75% of the company's revenues were from credit cards, 14% were from consumer banking, and 11% were from commercial banking.